Electrical

Electrical Contractors Insurance Program

Logo Electrical

The Norman-Spencer Electrical Contractors Insurance Program was designed to meet the unique insurance needs of electrical contractors, including foremen, journeymen, apprentices and helpers. The majority of U.S. electrical contracting industry firms are small, privately held companies.

  • A.M. Best "A+" Rated Carrier
  • Available in All States

General Liability

  • $1,000,000 Per Occurrence
  • $2,000,000 Aggregate
  • $1,000,000 Products Aggregate
  • $50,000 Fire Damage Legal Liability
  • $5,000 Medical Expense
  • $2,500 Minimum Property Damage Deductible, Per Occurrence

Special Extensions

  • Blanket Additional Insured, full products available
  • Per Job Aggregate
  • Blanket Waiver of Rights
  • Employers Benefits Liability
  • Labor Reimbursement
  • Limited Worksite Pollution Liability

Submission Requirements

  • ACORD Applications
  • Supplemental Application signed by Insured and Agent
  • Loss Runs – 3-5 years currently valued and details of losses over $10,000

Program Contacts

Greg Rose

937.432.1637 |

Brian Harrold

937.432.1649 |

Chris George

937.432.3506 |

For more information on this program please contact: