Trade and Artisan contractors can be exposed to all types of risks.  Rest assured that Norman-Spencer will protect your work, vehicles, tools, equipment, employees, and business property.

Ready to get a Contractor Insurance quote? Start the process.

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Whether insurance coverage is needed as an artisan or a trade contractor, providing the right amount of contractor’s insurance is so important to every contractor’s  business success.  Norman-Spencer has over 100 years combined years’ experience for most contractors.  From injuries to property damage to liability, we have solutions to meet Contractor insurances needs.


  • Exclusive AM Best “A” Rated carriers
  • Nationwide Availability
  • Admitted and Non-Admitted markets
  • Residential and Commercial New Construction
  • Blanket Additional Insured
  • Waiver of Subrogation
  • Primary Non Contributory
  • Target Classes
    • Roofing Contractors
    • Excavation Contractors
    • Street & Road Contractors
    • Steel Fabrication and Erection
    • Demolition
    • General Contractors

Lines of Coverage

  • General Liability
  • Auto Liability & Physical Damage
  • Tools & Equipment
  • Umbrella
  • Property
  • Workers Compensation

Trust Norman-Spencer to have your back. Give us a call at (800) 543-3248 to learn more about application requirements and submission requirements.