Home Inspector Insurance

Available E&O coverage for individual home inspectors or home inspection firms, including new ventures nationwide*

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real estate home inspectors

Norman-Spencer is working hand in hand with our AM Best A++ (Superior XV) carrier to help with the placement of professional liability insurance for Home Inspectors. To meet the needs of our clients, the coverage includes the following highlights:

program highlights

Claims Made Error & Omission coverage including Personal Injury for limits up to $1,000,000 with deductibles ranging from $1,500 to $10,000.

Automatic Extension of Coverage for Ancillary Inspection Professional Services where contracted by a home inspector. These services include:

  • Carbon Monoxide Inspections
  • Energy Audit Inspections
  • Exterior Insulation Finishing
    System & Stucco Inspections
  • Green Building Inspections
  • Indoor Air Quality Inspections
  • Infrared Thermography Inspections
  • Pool or Spa Inspections
  • Radon or Natural Gas Inspections
  • Rodent Inspection

Norman-Spencer understands the needs of home inspectors. We can provide specific specialty inspections. The following are optional coverages that you could be eligible for:

  • Termite Inspections (up to $1M)
  • Limited Fungus & Mold (up to $250K)
  • Limited Lead (up to $1M)
  • Septic & Water (up to $1M)
  • Wind Mitigation (up to $250K)
  • Bulkhead, Seawall or Dock (up to $250K)
  • 203K/Construction Draw (up to $250K)

Resources & Applications


Info Sheet

New Business Application