Top of the Line Providers

Carriers trust our track record of successful underwriting in specialized programs. You can count on us to take care of risks surrounding hired and non-owned auto, vacant buildings, professional liability and much more.

Planting Tree

Non Profit

Norman-Spencer serves 501(c)(3) organizations with superior protection to help them stay focused on a commitment to serving others.

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Empty Warehouse

Vacant Buildings

We understand that just because a building is vacant doesn’t mean it is any less valuable or integral to a property owner.

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Coin Closeup


Selling or buying, collecting or dealing, we protect prized personal items and inventory for businesses and private sellers.

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Pizza Delivery

Hired/Non Owned

People depend on food delivery and catering to get there when they need it, and our policy covers food service companies when delivery vehicles are compromised.

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