Professional Liability

Norman-Spencer has the carrier relationships you need to get your insureds the best professional liability coverage.  We have the same values you do – quality coverage, quick turnaround and competitive pricing.

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Overview

Our professional liability insurance options for you include primary, excess cyber liability and excess follow form coverage. Some of our targeted classes include real estate agents/brokers, property managers, marketing firms and management consultants. 

VIEW ALL AVAILABLE CLASSES

Coverage Highlights

Reach out with questions:

Jason Norman
jasonnorman@norman-spencer.com
937.432.3516

Primary

• Broad definition of professional services
• Most favored venue language for punitive damages
• 50/50 hammer clause
• Definition of wrongful act includes personal injury

 

Excess

• Pure follow form coverage with no new terms, conditions or exclusions to excess policy
• Recognizes exhaustion by underlying carriers, insured, or DIC carrier

Excess Cyber

• Both standalone and blended program business
• Policy contains a broad definition of professional services
• Professional services tailored for each insured
• Definition of wrongful acts includes personal injury
• Most favored venue language for punitive damages
• Disciplinary proceedings reimbursement – $10,000 per policy period
• 50/50 hammer clause
• Up to 6-year extended reporting period options available
• Employed lawyers liability coverage option available
• Broad third-party only computer network security coverage option available

Available Classes

Real Estate & Property Services
Insurance Agents
Architects & Engineers
Home Inspectors
Technology Service Providers
Financial Consultants
Management Consultants
Staffing/Employment
Trustees
Business Process Outsourcing
Claims Adjusters
Travel Services
Advertising/Marketing
Public Relations
Printers/Publishers
Franchisors
Actuaries
Freight forwarders/logistics
Marketing firms
Accountants
Property Managers