Vacant Buildings

We understand that just because a building is vacant doesn’t mean it is any less valuable or integral to a property owner.

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Coverage for buildings that are vacant, undergoing renovation or under construction.  Our insurance products are tailored to provide coverage for the specific risks associated with a vacant property and more.


  • AM Best “A” rated carrier
  • Residential & Commercial Vacant Buildings
  • Available for New Construction & Renovations
  • Property Coverage up to $5,000,000
  • General Liability Coverage up to $1,000,000
  • Available All States, except AK and HI
  • Flexible policy terms (3, 6, 12 month options)
  • ‘Basic Form’ Coverage including Vandalism for PCs 1-10
  • ‘Special Form’ All Risk Coverage Form available
  • Online Quote, Bind and Policy Issuance Tool

Trust Norman-Spencer to have your back. Give us a call at (800) 543-3248 to learn more about application requirements and submission requirements.