Our exclusive TradeWinds Yacht Insurance Program provides yacht owners with broad protection, flexible underwriting and pricing, and sound advice from someone who understands yachts and the yacht insurance marketplace. While many coverages are included as standard, TradeWinds also has a suite of optional endorsements to provide yacht owners the protection they desire.

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  • Hull and P&I up to $2,000,000 (higher values considered)
  • National program in all states (excluding yachts moored in CT and KY)
  • A.M. Best A (Excellent) rated carrier
  • Agreed Value Hull coverage with options for Replacement Cost and premium saving ACV/Market Value
  • Consequential Damage included in Hull coverage
  • $25,000 Med Pay included ($50,000 available)
  • $10,000 Replacement Cost Personal Effects included (higher limits available)
  • Emergency Services & Towing included at $5,000 (available up to $25,000)
  • Captain/Crew covered for entire policy term (at a sublimit; matching P&I limits available)
  • Outdrive / Outboard Replacement Cost available
  • $10,000 of Search and Rescue coverage provided
  • Uninsured / Underinsured included equal to P&I limit
  • Wreck Removal included in P&I coverage
  • Pollution provided at statutory $854,400 limit
  • Rental Reimbursement included at $2,500
  • $5,000 of unscheduled Tender included
  • Navigation in U.S., Canada, Bahamas, Pacific Mexico (extended blue water and global navigation available)
  • Endorsements for occasional Charters, Guides, Sale of Catch, Sight Seeing, Pro Angler
  • PWC endorsed as Yacht Equipment (sublimits for P&I apply)